Is your home underinsured?

Published: May 15, 2018

Cold weather and faulty appliances can be a dangerous combination in winter – especially if your home is underinsured. As we head into winter, now is the time to check your home heating appliances – and your home and contents cover. The cooler months typically see an uptick in home insurance claims with a rise […]

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Federal Budget roundup 2018-19

Published: May 14, 2018

Federal Treasurer Scott Morrison handed down his third Federal Budget. Among the proposed changes, he announced tax cuts and changes to super and social security. Read on for a round-up of the proposals put forward and a look at how they might affect your household expenses and financial future, whatever your stage of life. Remember, […]

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How much super should I have at my age?

Published: May 2, 2018

We look at the average super balances for different age groups in Australia so you can see how your super savings compare. A healthy super balance can be a key ingredient in being able to live the life we want in retirement. But for many people, retirement is a long way off, and it can […]

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Self-employed? There’s still time to grow your super

Published: April 27, 2018

While approximately 1.3 million Aussies run their own show, one in five has no superannuation at all. Many Australians see self-employment as a goal worth aiming for. But running your own show can mean retiring with very little in super savings – one in five self-employed people have no super at all compared to just […]

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How does housing affordability in Australia rank on world stage?

Published: April 27, 2018

When it comes to housing affordability, our capital cities haven’t fared well. There are 28 ‘severely unaffordable’ major housing markets that exist internationally1—and of those, Sydney, Melbourne, Adelaide, Brisbane and Perth all rank among the top 212. These are the findings from the 2018 Demographia International Housing Affordability Survey, which assesses housing markets across nine countries […]

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Paying bills on time just became more important

Published: April 27, 2018

With comprehensive credit reporting due to kick off from 1 July 2018, paying your bills on time will become even more important. Whenever you apply for credit – and this can include opening a new mobile phone or gas/electricity account, the service provider is likely to take a look at your credit history. At present, this […]

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Planning for a (much) longer life

Published: April 13, 2018

We generally need to make earnings from 40 to 50 years in the workforce extend across what could be 80 to 90 years of living. Australians today need to do something our parents and grandparents didn’t even think about – plan for a long life, and a new report shows the benefits of planning for longevity […]

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5 tips to save money at university

Published: April 4, 2018

Back at uni? Do away with the poor student clichés with these money making and money saving tips. Students aren’t exactly known for rolling in cash, but by following these simple tips to save money at university you can make the most of what you’ve got. 1. Get a part-time job This might seem obvious, but part-time […]

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New rules to benefit those downsizing for retirement

Published: April 4, 2018

Downsizers will be able to top up their super with the proceeds from the sale of their main residence from July 2018. From 1 July 2018, Australians aged 65 and over who are downsizing for retirement will be able to contribute the proceeds from the sale of their main residence (up to $300,000) into super1. We […]

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Life cover – do you even have it?

Published: April 4, 2018

If you have family, dependents or debt, life insurance might be important, but one in four Aussies don't know whether they have it. If you die and your life is insured, your beneficiaries receive a lump sum pay-out. This money can be the difference between the people who matter most to you enjoying a decent […]

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